Have You Received A Phishing Email - Some Useful Ideas And Steps To Be Protected

If you use email at all you no doubt have received a phishing email or 2 or more. Most times you'll receive more. I know I receive many every week even with filters on my e-mail accounts. So what do you do with them?

If you have received a phishing e-mail, also referred to as a spoofing email, by somebody attempting to get your personal info illegally, follow these steps for ways to report the phishing e-mail:

A. Don't respond to the e-mail. Instead, forward it to the company associated. For example, if you get a phishing e-mail from somebody claiming to be from eBay, you must forward the e-mail to eBay's security department. The e-mail address to use is spoof@ebay.com per the eBay website information listed at http://pages.ebay.com/help/account/questions/email-from-ebay.html

B. Don't click on any links in the e-mail. If you desire to visit the website where the e-mail apparently originated, type that website's address directly into your browser. If you've a relationship with them and they do need some information from you, a request for that info should be accessible in your account.

C. Do not call any telephone numbers listed in the e-mail. These might be just one more effort to get your personal information. Look up the appropriate telephone numbers on the company's website.

D. If at any time while you are viewing the email, a pop-up box appears asking you to enter personal info, overlook it.

E. Forward the phishing email to the Anti-Phishing Working Group at reportphishing@antiphishing.org. Follow the directions here: http://www.antiphishing.org/report_phishing.html.

F. Before entering private information on any site, verify that it has a security certificate. Find a closed lock icon on your Web browser. This means any info you enter will be encrypted before being sent.

Actually I've failed to make purchases I wanted on web sites which don't have this security on their ordering pages. It's definitely something you should look for and can also be identified by the addition of an 's' to the starting of the url. Instead of http://www.somesite.com, it would be https://www.somesite.com.

G. Install phishing filters onto your PC and keep them updated frequently. The filters will prevent you from entering personal info if you visit a web site known for phishing and will warn you when you visit web sites which look suspicious.

If you're already the victim of identity theft, the first thing you should do is to change all your online passwords and check the history of all your online accounts to see if there is any fraudulent activity. After securing your passwords, you must contact the organizations and, if required, arrange for new accounts and credit cards.

Furthermore you should file an identity theft complaint with the Federal Trade Commission at their FTC Complaint Assistant website. However, be aware that the "FTC does not resolve individual customer complaints" but your complaint may lead to prosecution of the persons who sent out that phishing email.

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